Retirement

Phil Gleason | WIRL Project

How to Calculate Retirement Age

  Calculate Your Retirement Age Early retirement? Normal retirement age used to be 65. With changes in pension benefits, health care expenses and other factors, there is no normal retirement age. Social Security was created in August 1935. It was intended to supplement other income sources for retirement. What’s changed? Everything. People are living much longer. In 1935, life expectanc...

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SAVE AND INVEST FOR YOUR FUTURE

SAVE AND INVEST FOR YOUR FUTURE

  SAVE AND INVEST FOR YOUR FUTURE. Today, I saw that the average family in the U.S.A. makes almost $54,000 per year. They have saved an average of $3,800. That is shocking to me. It’s obvious that Americans have greater concerns in front of them. As a direct result of the great recession starting in 2007, many people are worse off today. If people were forced to save money at an early a...

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What It’s Really Like Being An Only Child

What It’s Really Like Being An Only Child

  Growing up an only child in the 70’s was not very common. I was always accused of being spoiled and self centered. I spent a lot of time defending myself, explaining I did not get everything I wanted handed to me on a silver platter, and this was not my choice that I was an only child. Life was good for most part in our family, until the day my parents decided they no longer wanted to...

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Left Shy Self At Home | WIRL Project

How to Become Financially Independent

  Retirement is a concept that continues to experience transitions. Becoming financially independent is difficult, but it is also possible. Historically, only 5% of people are able to retire and maintain financial independence. Most have never created a financial plan. A plan is critical for achieving your financial goals. “Nothing splendid has ever been achieved except by those who dar...

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Are You Saving Enough?

Are You Saving Enough?

Ever wonder if you’re saving enough money for retirement? Even if you’re in your 20’s, most experts say you should be saving 10-15% of your annual income each year! Setting aside a little bit every month can be a hard thing to do, and even when you’re doing all the right things, it’s still hard to feel confident about it. Should it sit in a savings account, 401K, or s...

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