This afternoon I was listening to music on YouTube for the first time in a while. I usually have my music on my phone, that way I can listen to it on the go. I didn’t realize how much I missed watching videos on YouTube until I stumbled across Craig Morgan’s “This Ain’t Nothing” music video. I remember listening to this song when I was younger when it came on the radi...
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I met Hugo and Gert Ehlers in late 1994. I quickly discovered they were hard working people. Hugo worked at a steel factory and Gert taught physical education at a public school. Their two kids were already grown and living in different parts of the country. The Ehlers were always very careful with their money, dedicated savers, and good investors. They went to church each Sunday and were always i...
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Hi, My name is Edward and I want to tell you a story from my life about how good things happen when you have perseverance and patience. How I turned $50K into $1 million. In about 1987 when I was 21, I decide to buy real estate. I am a native San Francisco, born in Chinatown from a very modest family income (basically poor). Even though my parents never stressed getting a good education, they did...
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Retirement is a concept that continues to experience transitions. Becoming financially independent is difficult, but it is also possible. Historically, only 5% of people are able to retire and maintain financial independence. Most have never created a financial plan. A plan is critical for achieving your financial goals. “Nothing splendid has ever been achieved except by those who dar...
Read More »The “B” word. No, not that one. The one that makes you or your spouse or maybe both of you cringe. The one that parents use in ways that make their kids learn to hate it. BUDGET. Yes, I know. You think you are doing fine, or you don’t want to feel deprived. You should give it a “wirl” and see how it really goes. I’ve tried making and sticking to a budget over 15 times in the last five years. I alw...
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